Dr. Krisy Howard Carty

Family & Cosmetic Dental Center
122 Stone Trace Drive, Suite A
Mt. Sterling, KY 40353
(859) 497-4444

Comfort and convenience are the hallmarks of Mt. Sterling Smiles' office operations. To ensure your convenience, below is the information you need about our hours, location, appointment scheduling, insurance acceptance and billing.


Mt. Sterling Smiles
122 Stone Trace Dr., Ste A
Mount Sterling, KY 40353
(859) 497-4444
(859) 497-4446 fax
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
9:00 AM - 4:00 PM
9:00 AM - 5:00 PM
select appts only
select appts only

Click here for door to door driving directions


We know you have many choices when choosing a Dentist in Mount Sterling, KY so we have made requesting an appointment a simple process via our Web site. If, for any reason you cannot keep a scheduled appointment, or will be delayed, please call us as soon as possible.

Insurance and Billing

We accept most traditional insurance plans, contact our office to verify acceptance of your plan. Mt. Sterling Smiles will be happy to file your insurance claims for you. Dr. Carty is a participating provider for Delta Dental Premier and PPO, Guardian, Humana, as well many others. Please call our office today for more information.

Payment Options

We accept checks, cash or credit cards. We also offer flexible payment plans with credit approval. Our office is pleased to provide our patients CitiHeath Card and CareCredit finance plans. Please see our Financial Coordinator for details. We are happy to file insurance for you as long as you are free to choose your own dentist.

Financing Options

CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit carecredit.com


Facilities and Equipment

  • Digital X-rays (90% less radiation)
  • Paperless office
  • OSHA Compliant Sterilization
  • Overhead TVs to watch during treatment
  • Massaging treatment chairs
  • Implants
  • Root Canals
  • Extractions (simple and complex)
  • Modern equipment and facility